SOOOOO
I figured this was overdue for an update... I got a call from my insurance agent yesterday to interview me regarding the accident.
I gave him the basic rundown, told him where I was and where she was relative to me before changing into my lane and he told me that based on my description of the accident, he's denying the claim and listing her at fault. He's filing a claim with her insurance company on my behalf and is going to fight with them to make sure that I can try and get something back in terms of repairs.
I have to go get a copy of the police report and look it over, but he said that it seems pretty obvious what happened and mentioned that with his experience in similar cases, I have a fair chance of getting some kind of pay out. I'm pretty happy, since some chance is better then no chance.
I got a call yesterday from the ladies husband wanting to settle the claim, which seemed kind of odd considering they filed a claim with my insurance, which means they should have had no reason to call me.
Until I get Progressive (her insurance company) to come look over the truck, I was advised to refrain from ANY alterations to the physical state, in order to keep them from finding excuses to deny my claim or not pay out fully for damages (IF it gets to that point.)
I'm just keeping my fingers crossed.