Insurance claim

[Dat Lurka]

They added safe driving discount to my policy two weeks after I got it. Went from 124$ to 98$ a month. I'm gonna see what I can upgrade too.

[datsunaholic]

Liability is the most expensive part. Comprehensive covers stuff like trees falling on the car or windshield dings, though there's a deductable. The higher the deductible, the less expensive per month. Can be as cheap as $30 a YEAR. Collision covers your car if you are in an at-fault accident (also has a deductible, and generally isn't worth it on cars worth under $1500). However, both Comp and Collision usually mean the agent has to at least look at the car (for pre-existing damage) and they won't cover some cars due to condition.

[screamer510]

I printed off a ton of for sale ads for similar cars back in 2001 when I wrecked my 2 door.

Took them to an auto appraiser who looked over the wreckage and said my car was worth exactly what I told him it was (probably didn't want to bother with it).

Took that to my lawyer who promptly got every penny from the kid's parents insurance company.

 

I think about $2500 in 2001 dollars. It was the yellow one in my avatar.

 

Be armed with evidence and backup sales when dealing and don't get pushed around!

 

Good luck

Dan

[Dat Lurka]

Liability is the most expensive part. Comprehensive covers stuff like trees falling on the car or windshield dings, though there's a deductable. The higher the deductible, the less expensive per month. Can be as cheap as $30 a YEAR. Collision covers your car if you are in an at-fault accident (also has a deductible, and generally isn't worth it on cars worth under $1500). However, both Comp and Collision usually mean the agent has to at least look at the car (for pre-existing damage) and they won't cover some cars due to condition.

 

 

Thanks.

I'm gonna get comprehensive as soon as I get it painted.

[Z Speed]

^^^^ If you're driving it, I wouldn't wait....

[Dat Lurka]

Well at least have to wait till I can afford it.

[aintnobiscuit]

I had a primer black 71 2 door. Interior was perfect, no crash damage, clean title, it just happened to be primered at the time because i was doing a KA swap.

 

I was rear ended the first day I drove it (first stop light actually) and it pushed the rear end in about 3 inches and the rear passenger quarter panel was crunched. The other party's insurance pulled the lowest datsun ads they could find ($500, $750) to use as comparison against mine. My coolant overflow was leaking a little but other than that, the car was fine. They totalled it and made me pay $500 to get it back. I sued the girl because i got NOTHING for the car and came out with $500 after lawyer fees. Not even enough to fix the car and no way to appeal. It covered what i paid to get the car back.

 

Sometimes I hate California.

 

Just be careful what you say and what you accept. Put up a really good fight and make sure you quote ads/prices from rastun/510realm, etc.