All good points. I already have a job, but yeah I suppose it would make sense to get settled first. I know Cali 510s cost more for some reason, alot of the time.
As far as wrenching i have an aptitude for electronics, but not really mechanics. I, however have faith in myself, and have read of many people at the verge of giving up but sticking it out - I've been in that situation with my jeep and persisted.
I'll hold out till I have cash in hand, not a loan. Thanks guys.